Visitor engagement

Mortgage simulator

The Mortgage simulator add-on helps buyers picture the financing without leaving the listing: monthly payment, notary fees and debt ratio calculated live, with regional rates updated daily. By answering every buyer's first question — « can I afford it? » — you engage more serious, better-prepared prospects.

Monthly payment, notary fees and debt ratio computed live, right on the listing
Monthly payment, notary fees and debt ratio computed live, right on the listing

What this add-on does

The visitor adjusts their down payment, term and rate, and the simulator instantly shows the monthly payment, notary fees and debt ratio. Rates are auto-updated every day by region, and all the maths runs in the browser, with no data sent anywhere.

  • Monthly payment, notary fees, debt ratio
  • Regional rates updated daily
  • 100% browser-side calculation
  • No data transmitted

Budget, the number-one blocker

A buyer's very first question is whether they can finance the property. Until they have that benchmark, they don't move forward, they doubt and they postpone reaching out. Giving them a clear answer on the spot reassures them, naturally filters out off-budget projects and speeds up the maturing of genuinely financeable cases.

How it works

The simulator fetches a regional rate schedule, updated daily, and applies the formulas (monthly payment, notary fees, debt ratio) directly in the visitor's browser. No personal data is sent to a server: it's fast, free and perfectly privacy-friendly.

  • Daily regional rate schedule
  • Formulas applied browser-side
  • No personal data sent
  • Fast and free

What it brings to engagement

A visitor who runs a loan simulation gets involved: they stay longer, project themselves more and arrive better prepared for the appointment. You attract more serious buyers, save time on qualification, and offer a useful tool that enhances your site and encourages return visits.

  • More serious, qualified buyers
  • Higher time on site and projection
  • Faster qualification for your team
  • A useful tool that builds loyalty

Before / after at a glance

Without the add-onWith the add-on
« Can I afford it? » left unansweredInstant answer on the listing
Off-budget projects dragging onNatural filtering of cases
Poorly prepared buyersSerious, qualified buyers
Passive property pageEngaging decision-support tool

Who it's ideal for

Perfect for any agency wanting to convert browsers into engaged buyers, and especially on properties aimed at first-time buyers, for whom financing is central. The simulator turns a passive property page into a decision-support tool.

Shortcodes

Shortcodes added by this add-on. Paste them into any page or post to display the feature.

[ts_immo_mortgage]

Displays the regional mortgage simulator (monthly payment, notary fees, debt ratio).

Parameters

ParameterDescription
titleTitle shown above the simulator. Defaults to "Mortgage simulator".
pricePre-filled price. Defaults to the current page's property price.
regionPre-selected region (region key). Empty by default.
typeProperty type for notary fees: ancien (existing, default) or neuf (new-build).

Screenshots

Automatically shown at the bottom of every listing, with the price pre-filled
Automatically shown at the bottom of every listing, with the price pre-filled
Settings: regional rates updated daily, with nothing to fill in
Settings: regional rates updated daily, with nothing to fill in

Frequently asked questions

Are the rates up to date?+

Yes. Rates are auto-updated every day by region, ensuring a realistic simulation. All the maths runs browser-side, with no data sent.

Does the simulator collect personal data?+

No. The calculation runs entirely in the visitor's browser; no data is transmitted to a server. It's fast and privacy-friendly.

What exactly does the simulator compute?+

The monthly loan payment, estimated notary fees and the debt ratio, based on the down payment, term and rate. Enough to give the buyer a clear view of their financing.

Does it really help sell?+

Yes. By removing the financing blocker right on the listing, you engage more serious buyers and speed up their decision, while filtering out off-budget projects.

Ready to connect your CRM?

Get started for free or contact us for a personalized Ts-Immo demonstration.

Mortgage simulator — engage your buyers | Ts-Immo — Ts-Immo