Visitor engagement

Mortgage simulator

The Mortgage simulator add-on helps buyers picture the financing without leaving the listing: monthly payment, notary fees and debt ratio calculated live, with regional rates updated daily. By answering every buyer's first question — « can I afford it? » — you engage more serious, better-prepared prospects.

What this add-on does

The visitor adjusts their down payment, term and rate, and the simulator instantly shows the monthly payment, notary fees and debt ratio. Rates are auto-updated every day by region, and all the maths runs in the browser, with no data sent anywhere.

  • Monthly payment, notary fees, debt ratio
  • Regional rates updated daily
  • 100% browser-side calculation
  • No data transmitted

Budget, the number-one blocker

A buyer's very first question is whether they can finance the property. Until they have that benchmark, they don't move forward, they doubt and they postpone reaching out. Giving them a clear answer on the spot reassures them, naturally filters out off-budget projects and speeds up the maturing of genuinely financeable cases.

How it works

The simulator fetches a regional rate schedule, updated daily, and applies the formulas (monthly payment, notary fees, debt ratio) directly in the visitor's browser. No personal data is sent to a server: it's fast, free and perfectly privacy-friendly.

  • Daily regional rate schedule
  • Formulas applied browser-side
  • No personal data sent
  • Fast and free

What it brings to engagement

A visitor who runs a loan simulation gets involved: they stay longer, project themselves more and arrive better prepared for the appointment. You attract more serious buyers, save time on qualification, and offer a useful tool that enhances your site and encourages return visits.

  • More serious, qualified buyers
  • Higher time on site and projection
  • Faster qualification for your team
  • A useful tool that builds loyalty

Before / after at a glance

Without the add-onWith the add-on
« Can I afford it? » left unansweredInstant answer on the listing
Off-budget projects dragging onNatural filtering of cases
Poorly prepared buyersSerious, qualified buyers
Passive property pageEngaging decision-support tool

Who it's ideal for

Perfect for any agency wanting to convert browsers into engaged buyers, and especially on properties aimed at first-time buyers, for whom financing is central. The simulator turns a passive property page into a decision-support tool.

Frequently asked questions

Are the rates up to date?+

Yes. Rates are auto-updated every day by region, ensuring a realistic simulation. All the maths runs browser-side, with no data sent.

Does the simulator collect personal data?+

No. The calculation runs entirely in the visitor's browser; no data is transmitted to a server. It's fast and privacy-friendly.

What exactly does the simulator compute?+

The monthly loan payment, estimated notary fees and the debt ratio, based on the down payment, term and rate. Enough to give the buyer a clear view of their financing.

Does it really help sell?+

Yes. By removing the financing blocker right on the listing, you engage more serious buyers and speed up their decision, while filtering out off-budget projects.

Ready to connect your CRM?

Get started for free or contact us for a personalized Ts-Immo demonstration.

Mortgage simulator — engage your buyers | Ts-Immo — Ts-Immo